What we do
Four disciplines, one coordinated strategy.
Planning, investments, tax and estate, all with one firm. In real life they are not four separate problems. They are one set of decisions seen from four angles.
01 · Financial Planning
The plan everything else answers to.
A plan isn’t a guess about the market. It’s a written account of what you’re building, what it costs, what could interrupt it, and what you’d do if something did. We build it from your real numbers and come back to it on a schedule, because a plan written once is already out of date.
Cash flow
Where the money goes, and where the surplus actually lands.
Retirement modeling
Tested against more than one set of assumptions, not one hopeful line on a chart.
Education funding
Weighed honestly against your own retirement, not just assumed alongside it.
Risk and insurance
What you carry, what you’re missing, and what you’re quietly paying for twice.
Debt structure
What should come off first, and what’s fine to keep.
Reserves
Sized to how steady your income actually is, not to somebody’s rule of thumb.
02 · Wealth Management
Portfolios in service of the plan.
Investments come last, not first. Once the plan sets your timeline and the return it needs, building the portfolio is mostly engineering: diversify widely, keep costs down, put each holding where it’s taxed least, and rebalance on rules instead of on how the year feels.
Asset allocation
Built from your timeline and the return you need, not from a risk questionnaire alone.
Portfolio construction
Widely diversified and cost-aware by default.
Asset location
The right holdings in the right kinds of accounts.
Rebalancing
On a system, so discipline doesn’t depend on the mood of the quarter.
Consolidation
Old accounts from former employers, finally in one view.
Ongoing oversight
Reviews on the calendar, and a call from us when something warrants one.
03 · Tax Planning
Looking forward, not filing backward.
By the time your return gets prepared, almost every decision that drives the number has already been made. The useful work happens in the months when the outcome can still move, and it is where coordinated advice earns its keep, especially if you own a business or have a sale coming.
Withdrawal sequencing
Across taxable, tax-deferred and Roth accounts, planned ahead rather than improvised.
Conversion analysis
Modeled across several years instead of decided in December.
Gain and loss timing
Including concentrated positions, and which year is the right one to unwind them.
Charitable strategy
Bunching, donor-advised funds and appreciated stock, where they genuinely fit.
Owner compensation
Entity structure and retirement plan choice, looked at together rather than apart.
CPA coordination
Direct, so your CPA is working from the plan instead of discovering it in April.
04 · Estate Planning
Documents that still say what you meant.
Estate plans rarely fail on the drafting. They fail because everything around them drifted. A trust nobody funded, a deed nobody retitled, a beneficiary form from a job you left years ago quietly outranking every document you’ve signed since. Keeping all of that in agreement is the work.
Beneficiary audit
Every account, checked against what your documents actually intend.
Titling review
How your property and accounts are actually held, not how you remember setting them up.
Trust funding
Confirming the assets really moved, not just that they were named.
Attorney coordination
Your attorney does the drafting. We make sure they’re drafting from the right plan.
Legacy structuring
Charitable and generational intentions lined up with the tax plan.
Family conversations
So the people it affects understand the plan long before they inherit it.
Fees
Quoted in writing, before you commit.
We charge an asset-based advisory fee on a tiered schedule, and it is negotiable depending on how complex your situation is and what the work actually involves. Whatever applies to you is in writing before you sign anything.
The full fee schedule sits in our Form ADV Part 2A. It is public, and worth reading before you decide anything.
An invitation
One conversation is usually enough
to know whether this is worth continuing.
Thirty minutes, by video, phone, or in person in downtown Oklahoma City. Nothing to prepare and nothing to bring.
What the thirty minutes look like
- 01
You talk. What you own, what you owe, who depends on you, and whatever is coming up that you have not solved yet.
- 02
We tell you what we see. The two or three things we would look at first, and why those and not the rest.
- 03
You decide, on your own time. If we are not the right fit, we will say so and point you toward someone who is.
Or reach us directly
- Phone
- (405) 266-7856
- Serving
- Oklahoma City, Edmond, and clients who have moved away